India's Trusted Lending Partner

Compare Loans,
Get Pre-Sanctioned

Connect with top banks and NBFCs in Chennai. Compare loan options, get expert guidance and find the right financing solution for your needs.

✓ 100% SecureData Protection
↗ Expert GuidancePersonal Assistance
★ Multiple BanksCompare Loan Options

Explore Our Loan Products

Find the right loan solution to achieve your financial goals.

⌂

Home Loan

Make your dream home a reality with suitable home loan options and expert assistance.

  • New Home Purchase
  • Ready-to-Move Property
  • Under Construction Property
Explore Home Loan →
▤

Loan Against Property

Unlock the value of your property to meet personal or business financial requirements.

  • Residential Property
  • Commercial Property
  • Business Funding
Explore LAP →
↗

Balance Transfer & Top-up

Explore opportunities to transfer your existing loan and access additional funds.

  • Home Loan Balance Transfer
  • Interest Rate Comparison
  • Top-up Loan Options
Explore BT & Top-up →

Check Your Loan Eligibility

Get an indicative estimate based on your income and existing commitments.

Enter Your Details

Complete the details for an indicative affordability assessment.

Indicative estimate only. Actual eligibility and loan amount depend on lender policies, credit assessment, age, income, property and other conditions.

Need Expert Guidance?

Connect with our loan experts for personalized advice and assistance.

☎

Call Us

Speak directly with our loan experts.

+91 74011 71699 Mon – Sat | 9 AM – 9 PM
☏

Live Chat – WhatsApp

Get assistance and answers to your queries.

Start WhatsApp Chat
▦

Schedule a Call

Request a callback at your convenience.

Request Callback

Why Talk to Our Experts?

✓ Personalized loan recommendations

✓ Compare suitable bank and NBFC options

✓ End-to-end application guidance

✓ Consultation and documentation support

Loan Repayment EMI Calculator

Calculate your monthly EMI and understand your loan repayment.

Loan Parameters

Payment Summary

Monthly EMI ₹0
Principal Amount ₹0
Total Interest ₹0
Total Payment ₹0
● Principal ● Interest

Enter your loan details to calculate your EMI.

* This is an estimate. Actual EMI may vary based on lender policies, interest rate, repayment structure and processing fees.

Simple & Transparent Process

We guide you through every stage of your loan journey.

01

Compare & Select

Explore suitable loan options from participating banks and NBFCs based on your requirements.

02

Submit Application

Share your loan requirements and provide the necessary application details and documents.

03

Verification & Assessment

Assist with document verification, credit assessment and property evaluation where applicable.

04

Loan Approval

The selected lender reviews your application and communicates its decision and terms.

05

Disbursement

Complete lender formalities and proceed with disbursement subject to lender approval.

06

Post-Disbursement Support

Receive assistance with repayment queries, balance transfer options and top-up requirements.

Why Choose Our Process?

ExpertGuidance
DigitalAssistance
MultipleLender Options

What Our Customers Say

Customer experiences and feedback about our loan assistance.

★★★★★

"The team explained the home loan process clearly and helped me understand the available options."


Aarthy Sekar Home Loan Customer
★★★★★

"The guidance was helpful throughout my loan application and documentation process."


Harikrishnan chittabattina LAP Customer
★★★★★

"I received assistance in comparing balance transfer options and understanding the costs."


Bharathi Raja Balance Transfer Customer

Replace these sample reviews with genuine, authorized customer feedback before publishing.

Frequently Asked Questions

Find answers to common questions about loans and our services.

What is a CIBIL score and why is it important?

A CIBIL score is a credit score that reflects your credit history. Lenders may use it along with income, repayment capacity and other information when assessing a loan application.

How long does the loan approval process take?

Processing time varies depending on the lender, loan type, document verification, credit assessment and property-related checks.

Can I apply for multiple loans at once?

You can explore and compare different loan options. However, multiple formal credit applications may affect your credit profile, so discuss the suitable approach with an expert.

What documents are required for a loan application?

Common requirements include identity proof, address proof, income documents, bank statements and property documents where applicable. The exact list depends on the lender and loan type.

What is the difference between Balance Transfer and Top-up?

A balance transfer moves an existing loan to another lender. A top-up is an additional loan amount offered over an existing eligible loan, subject to lender terms.

Are there any charges for using PreSanction?

Please contact our team for the applicable service charges, if any. Bank and NBFC processing fees and other charges are governed by the respective lender's terms.

How is PreSanction different from other loan platforms?

PreSanction aims to provide loan comparison assistance, personalized guidance and support in connecting customers with participating banks and NBFCs.

Can I get a loan with a low CIBIL score?

Some lenders may consider applications with different credit profiles. Approval depends on the lender's policies, repayment capacity, income and other eligibility factors.

Latest Insights & Expert Advice

Stay informed with our latest articles on loans, credit scores and financial planning.

Financial calculator and documents
Credit Score

Understanding CIBIL Score: A Complete Guide

Learn about credit scores, how they are calculated and ways to maintain a healthy credit profile.

Read More →
Model house and home keys
Home Loans

Home Loan vs Loan Against Property

Understand the differences between these two loan products and their uses.

Read More →
Savings and financial growth
Loan Tips

Top Mistakes to Avoid When Applying for a Loan

Explore common application mistakes and ways to prepare before applying.

Read More →
Financial planning documents
Savings Tips

Balance Transfer Guide: Understand Your Savings

Learn how to compare your existing home loan with alternative lender offers.

Read More →

Ready to Find the Right Loan?

Let PreSanction help you explore suitable loan options with expert guidance.

Talk to Our Loan Experts →