INDIA'S TRUSTED LENDING PARTNER

Make Your Dream Home
A Reality with PreSanction

Explore home loan options from leading banks and NBFCs in Chennai. Compare interest rates, check your eligibility and get expert assistance throughout your home loan journey.

Apply for Home Loan → Check Eligibility

Explore Types of Home Loans

Find the right home loan solution based on your property and financial requirements.

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Home Purchase Loan

Financing options for purchasing a new or resale residential property.

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Home Construction Loan

Explore financing for constructing a house on an eligible owned plot.

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Plot Purchase Loan

Funding options for purchasing an eligible residential plot.

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Home Improvement Loan

Financing for eligible renovation, repairs and home improvement.

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Home Loan Balance Transfer

Explore transferring an existing home loan to another lender.

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Home Loan Top-up

Explore additional funding options subject to lender eligibility.

Check Your Home Loan Eligibility

Estimate your possible home loan amount based on your income and repayment capacity.

Estimated Eligible Loan Amount

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Indicative calculation based on 50% of monthly income for total EMI commitments.

Home Loan Required Documents

Keep the following documents ready. Additional documents may be requested by the lender.

Identity & Address Proof

PAN card, Aadhaar or other accepted identity and address proof, and photographs.

Income Documents

Salary slips, bank statements, Form 16 or ITR, depending on employment type.

Property Documents

Sale agreement, title documents, approved building plan and property-related records as applicable.

Home Loan EMI Calculator

Calculate your estimated monthly EMI, total interest and repayment amount.

Monthly EMI

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Total Interest: ₹0

Total Repayment: ₹0

Apply for Your Home Loan

Share your requirements. Our loan experts will contact you.

Home Loan FAQs

Answers to common home loan questions.

What is a home loan?

A home loan is financing provided by a bank or NBFC to eligible borrowers for purchasing, constructing or improving a residential property.

What is the minimum CIBIL score required?

Credit score requirements vary by lender. A stronger credit profile may improve your chances of receiving suitable offers.

Can self-employed people apply for a home loan?

Yes. Self-employed applicants can explore home loan options subject to income verification and lender eligibility criteria.

How much home loan can I get?

It depends on income, existing liabilities, credit profile, property value and lender policies.

What documents are needed?

Common requirements include KYC, income, bank statements and property documents.

How can PreSanction help?

PreSanction helps customers explore lender options, compare relevant loan terms and understand the application process.